Fact Check: "Social Security numbers are commonly used for identity verification in the US."
What We Know
Social Security numbers (SSNs) were originally established in 1936 by the Social Security Administration (SSA) to track workers' earnings for Social Security benefits. However, over the decades, their use has expanded significantly. Today, SSNs are widely utilized as identity verification tools across various sectors, including law enforcement and child support collections (GAO). The SSA has also recognized the importance of SSNs in identity verification, implementing stronger identity proofing procedures to safeguard Social Security records and benefits against fraud (SSA Blog).
In recent updates, the SSA has emphasized the need for identity verification when individuals apply for benefits or change their direct deposit information. If individuals cannot access their personal my Social Security account, they must visit a Social Security office to prove their identity (SSA Identity Proofing). This indicates that SSNs are not only used for benefit tracking but are also integral to identity verification processes within the SSA.
Analysis
The claim that Social Security numbers are commonly used for identity verification in the US is supported by multiple credible sources. The SSA's own documentation highlights the necessity of SSNs in identity verification, particularly in the context of preventing fraud (SSA Blog). Furthermore, the Government Accountability Office (GAO) notes that SSNs are employed for various non-Social Security purposes, reinforcing their role as a key identifier in many aspects of American life (GAO).
While the SSA has taken steps to enhance security and prevent identity theft, the reliance on SSNs for identity verification raises concerns about privacy and security. The SSA has acknowledged that bad actors exploit personal information, which emphasizes the need for robust identity verification procedures (SSA Identity Proofing). This duality of use—both as a tool for identity verification and as a potential target for fraud—illustrates the complexities surrounding SSNs in contemporary society.
The sources cited are reliable, with the SSA being the authoritative body on Social Security matters and the GAO providing objective oversight of government operations. Both sources present factual information without apparent bias, making them trustworthy for this analysis.
Conclusion
The claim that "Social Security numbers are commonly used for identity verification in the US" is True. The evidence from the SSA and the GAO clearly indicates that SSNs serve a critical role in identity verification processes across various sectors, including within the SSA itself. The ongoing updates to identity proofing measures by the SSA further underscore the importance of SSNs in safeguarding against identity theft and fraud.