Fact Check: Save 20% by paying for a year upfront!

Published June 23, 2025

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VERDICT

False

# Fact Check: "Save 20% by paying for a year upfront!" ## What We Know The claim "Save 20% by paying for a year upfront!" suggests that consumers can...

Fact Check: "Save 20% by paying for a year upfront!"

What We Know

The claim "Save 20% by paying for a year upfront!" suggests that consumers can receive a discount by opting to pay for a service or subscription annually instead of monthly. This practice is common across various industries, including telecommunications, streaming services, and fitness memberships. For example, Visible offers annual plans that allow users to save money compared to monthly payments, with specific promotions highlighting savings of $5 per month for a year when paid upfront (Visible Annual Plans). Similarly, streaming services like Max advertise annual plans that provide significant savings compared to their monthly counterparts (Save on Max with Annual Plans).

However, the claim lacks specificity regarding which services or subscriptions it refers to. While some companies do offer a 20% discount for annual payments, this is not universally applicable across all services.

Analysis

The assertion that one can "save 20% by paying for a year upfront" is not universally true and depends heavily on the specific service in question. For instance, while some companies may offer a 20% discount for annual payments, others may offer different rates or no discounts at all. The example of a gym membership indicates that a 20% savings is possible, as it mentions a monthly fee of $29, which totals $348 annually. Paying upfront could save the customer $69, bringing the total to $279 for the year (A gym membership is offered in January).

However, this claim does not hold universally across all services. For example, the SAVE plan introduced by the Biden-Harris Administration focuses on income-driven repayment for student loans and does not mention any upfront payment discounts (The Biden-Harris Administration Launches the SAVE Plan). This indicates that while some sectors may offer such discounts, others do not, leading to a misleading generalization in the claim.

The reliability of sources discussing savings varies. While Visible and Max provide concrete examples of savings, the context of the claim is essential. The claim's broad nature could mislead consumers into thinking that all services provide a 20% discount for annual payments, which is not the case.

Conclusion

Verdict: False. The claim "Save 20% by paying for a year upfront!" is misleading as it implies a universal discount that does not apply to all services or subscriptions. While some companies do offer such savings, it is not a standard practice across the board. Therefore, consumers should verify specific terms and conditions for each service they are considering.

Sources

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