Fact Check: "Unable to work due to a condition? You might be eligible for monthly SSDI payments. See if you qualify today by taking the free evaluation below, and get help to secure your payments."
What We Know
Social Security Disability Insurance (SSDI) provides financial assistance to individuals who are unable to work due to a medical condition that meets the Social Security Administration's (SSA) strict definition of disability. To qualify for SSDI, applicants must have worked in jobs covered by Social Security and have a medical condition that prevents them from engaging in substantial gainful activity (SGA) for at least 12 consecutive months (Disability Benefits, How Does Someone Become Eligible?).
The eligibility criteria include:
- A medical condition that significantly impairs the ability to work.
- A minimum of 40 work credits, with 20 of those earned in the last 10 years before the disability began, although younger workers may qualify with fewer credits (How Does Someone Become Eligible?).
- A waiting period of five months before benefits begin, with the first payment typically issued in the sixth month after the disability onset (How Does Someone Become Eligible?).
Analysis
The claim suggests that individuals unable to work due to a condition may be eligible for monthly SSDI payments and encourages them to take a free evaluation to determine eligibility. This aligns with the SSA's established processes for determining disability benefits.
The SSA's guidelines clearly state that individuals who cannot perform their previous work or adjust to other work due to their medical condition may qualify for SSDI (How Does Someone Become Eligible?). The claim is supported by the SSA's structured evaluation process, which assesses the severity of the condition and the applicant's work history (Disability Benefits, How Are SSDI Benefits Determined?).
However, it is essential to note that while the claim is accurate regarding the potential for SSDI eligibility, the phrasing "take the free evaluation below" may imply a specific service or website that could be misleading if it suggests a guaranteed outcome or is linked to a commercial entity. The SSA itself provides free evaluations and information on its official website (How Does Someone Become Eligible?, SSDI and SSI benefits for people with disabilities).
Conclusion
Verdict: True
The claim accurately reflects the possibility of receiving SSDI payments for individuals unable to work due to a qualifying medical condition. The information provided aligns with the SSA's guidelines and eligibility criteria for SSDI benefits. However, caution should be exercised regarding the interpretation of "free evaluation," ensuring it refers to official SSA resources.
Sources
- Disability Benefits
- How Does Someone Become Eligible? | Disability Benefits
- SSDI and SSI benefits for people with disabilities
- What You Need to Know When You Get Social Security ...
- Try returning to work without losing Disability
- SSI/SSDI Post-Entitlement Events Guide - SOAR Works!
- How Are SSDI Benefits Determined? | Your Complete Guide
- How Is My Monthly Benefit Amount Determined Under SSDI?