Fact Check: The U.S. uninsured rate reached record lows under the Biden and Obama administrations.

Fact Check: The U.S. uninsured rate reached record lows under the Biden and Obama administrations.

Published July 3, 2025
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# Fact Check: "The U.S. uninsured rate reached record lows under the Biden and Obama administrations." ## What We Know The claim that the U.S. uninsu...

Fact Check: "The U.S. uninsured rate reached record lows under the Biden and Obama administrations."

What We Know

The claim that the U.S. uninsured rate reached record lows under the Biden and Obama administrations is a complex one that requires examining data from various sources. According to the U.S. Census Bureau, the uninsured rate fell to a historic low of 8.6% in 2016, during the final year of the Obama administration, largely attributed to the implementation of the Affordable Care Act (ACA) which expanded Medicaid and provided subsidies for private insurance [source-1].

Under the Biden administration, the uninsured rate continued to decline, reaching approximately 8.0% in 2021, according to the National Health Interview Survey [source-2]. This reduction can be linked to enhanced subsidies for health insurance under the American Rescue Plan, which aimed to make coverage more affordable during the COVID-19 pandemic [source-3].

However, it is important to note that while these figures indicate a decrease in the uninsured rate, the term "record lows" can be subjective, depending on the metrics and timeframes considered.

Analysis

The data supporting the claim comes from reputable sources such as the U.S. Census Bureau and the National Health Interview Survey, which are generally considered reliable for demographic and health statistics. The Census Bureau's reports are based on extensive surveys and provide a comprehensive overview of health insurance coverage in the U.S. [source-1].

However, the interpretation of these statistics can vary. While the uninsured rate did reach lower levels during both administrations, the context of these changes is crucial. For instance, the ACA's implementation under Obama was a significant factor in reducing the uninsured rate, but it was also met with considerable political opposition and challenges in certain states that opted not to expand Medicaid [source-2].

Under Biden, the enhancements to the ACA were temporary measures aimed at addressing the immediate impacts of the pandemic, and there are concerns about what will happen to the uninsured rate once these measures expire [source-3].

Moreover, the claim does not account for the potential fluctuations in the uninsured rate due to economic conditions, such as job losses during the pandemic, which can lead to increased numbers of uninsured individuals despite overall trends showing a decrease.

Conclusion

Verdict: Unverified

The claim that the U.S. uninsured rate reached record lows under the Biden and Obama administrations is supported by data indicating a decline in the uninsured rate during both periods. However, the context, potential fluctuations, and the temporary nature of some measures under Biden complicate the assertion. Therefore, while there is evidence of lower uninsured rates, the claim lacks a definitive basis to be categorized as fully verified.

Sources

  1. U.S. Census Bureau
  2. National Health Interview Survey
  3. American Rescue Plan

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Fact Check: The U.S. uninsured rate reached record lows under the Biden and Obama administrations. | TruthOrFake Blog