Fact Check: HOUSE MAUI (noun) AREA MEDIAN INCOME (AMI) Abbreviated AMI,' this is the midpoint of all household incomes in a region. Calculated by the U.S. Department of Housing and Urban Development (HUD), I is used to determine who qualifies for rent or mortgage assistance.

Fact Check: "HOUSE MAUI (noun) AREA MEDIAN INCOME (AMI) Abbreviated AMI,' this is the midpoint of all household incomes in a region. Calculated by the U.S. Department of Housing and Urban Development (HUD), it is used to determine who qualifies for rent or mortgage assistance."

What We Know

The term Area Median Income (AMI) refers to the midpoint of all household incomes in a specific region, which is a critical metric used in various housing assistance programs. The U.S. Department of Housing and Urban Development (HUD) is responsible for calculating the AMI for different regions, including Maui County. According to the Maui County Income Schedule (source-1), HUD sets income limits that determine eligibility for its assisted housing programs. This means that AMI is indeed a significant factor in determining who qualifies for rent or mortgage assistance.

Furthermore, the Affordable Sales & Rental Guidelines (source-2) also confirm that the AMI is utilized to establish the median family income for the County of Maui, which is essential for calculating various housing-related financial assistance.

Analysis

The claim accurately describes the definition and purpose of AMI. The AMI is calculated by HUD and serves as a benchmark for determining eligibility for housing assistance programs, including Public Housing and Section 8. The data provided by HUD is based on the median family income estimates and is crucial for local governments and organizations to assess housing affordability and assistance needs.

The reliability of the sources cited is high, as they originate from official government and housing authority websites. For instance, the Hawai'i Community Development Authority (source-3) provides annual statistics on AMI, further reinforcing the accuracy of the claim. Additionally, the HUD Income Limits (source-4) document outlines how income limits are developed based on AMI estimates, confirming that the claim is grounded in verified data.

Conclusion

Verdict: True
The claim that "HOUSE MAUI (noun) AREA MEDIAN INCOME (AMI) Abbreviated AMI,' this is the midpoint of all household incomes in a region. Calculated by the U.S. Department of Housing and Urban Development (HUD), it is used to determine who qualifies for rent or mortgage assistance" is accurate. The definition aligns with the established understanding of AMI, and the sources confirm that it is indeed calculated by HUD and used for determining eligibility for housing assistance.

Sources

1. MAUI COUNTY INCOME SCHEDULE BY FAMILY SIZE 2023
2. Affordable Sales & Rental Guidelines
3. Hawai'i Community Development Authority | Annual AMI, Stats
4. Income Limits
5. 2025 HUD Income Guidelines
6. Hawaii | HUD.gov / U.S. Department of Housing and Urban Development
7. NHHBG 2024-01 April 30, 2024
8. 2024-2025 Inclusionary Zoning Maximum Income, Rent and Purchase Price Schedule