Fact Check: Health insurance coverage impacts access to medical care.

Fact Check: Health insurance coverage impacts access to medical care.

Published July 2, 2025
by TruthOrFake AI
VERDICT
True

# Fact Check: "Health insurance coverage impacts access to medical care." ## What We Know The claim that health insurance coverage impacts access to ...

Fact Check: "Health insurance coverage impacts access to medical care."

What We Know

The claim that health insurance coverage impacts access to medical care is supported by various studies and reports. According to a report by the U.S. Department of Health and Human Services, there is a direct correlation between health insurance coverage and access to healthcare services. The report states that over time, gains in coverage have coincided with improved access to care, noting that the percentage of children and non-elderly adults reporting an annual physician visit and a usual source of care was significantly higher in 2023 than in 2010 (source-1).

Additionally, the Centers for Medicare & Medicaid Services (CMS) emphasizes that the Affordable Care Act (ACA) has significantly increased the number of consumers with health coverage, which in turn has improved access to necessary medical services (source-2). The ACA Marketplace has enabled over 24 million consumers to select affordable health coverage, further demonstrating the link between insurance coverage and access to care (source-3).

Analysis

The evidence supporting the claim is robust, coming from credible sources such as government reports and health policy studies. The report from the Department of Health and Human Services provides statistical data showing that increased health insurance coverage leads to greater access to healthcare services, which is a critical aspect of public health (source-1).

Moreover, the CMS's findings on the ACA's impact highlight that the expansion of health insurance coverage has not only increased the number of insured individuals but has also improved their access to care (source-2). The data from the ACA Marketplace enrollment further supports this claim, indicating that a significant number of Americans now have access to health insurance, which is essential for receiving timely medical care (source-3).

While some sources may argue that access to care can be influenced by factors other than insurance coverage, such as socioeconomic status or geographic location, the overwhelming consensus in health policy literature is that health insurance remains a fundamental determinant of access to medical care.

Conclusion

Verdict: True
The claim that health insurance coverage impacts access to medical care is substantiated by extensive evidence indicating that increased health insurance coverage correlates with improved access to healthcare services. The data from credible sources, including government reports and health policy studies, consistently support this conclusion.

Sources

  1. PDF Healthcare Insurance Coverage, Affordability of Coverage, and Access to ...
  2. 2025 Marketplace Integrity and Affordability Final Rule
  3. Over 24 Million Consumers Selected Affordable Health Coverage in ACA ...
  4. U.S. Health Care Rankings by State 2025 | Commonwealth Fund
  5. Insured adults want policy action in 2025 on healthcare coverage and ...
  6. Brasil - OPAS/OMS | Organização Pan-Americana da Saúde
  7. Places With the Most and Least Health Insurance Coverage - 2025 Study
  8. OPS/OMS | Organización Panamericana de la Salud

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